How much is insurance on a 2017 Honda Civic?

Typically, full-coverage auto insurance for a 2017 Honda Civic costs around $1,000 to $1,500 per year in the United States, though your exact rate will depend on your location, driving history, and coverage choices.

In the broader sense, the question is about the factors that drive cost and the price range a driver should expect when shopping for a policy on this model. The Civic is widely regarded as inexpensive to insure thanks to strong safety ratings and reasonable repair costs, but premiums vary with where you live, your driving record, and the coverage you select.

What affects the cost to insure a 2017 Civic

These are the main factors insurers use to set your premium.

• Driver age and driving history (tickets, accidents, and claims)


• Location and ZIP code (rates vary by state and city)


• Annual mileage and how you use the car (commuting vs. leisure)


• Coverage type and limits (liability only vs. full coverage) and deductible levels


• Vehicle safety features and anti-theft devices


• Credit-based insurance scoring where allowed


• Discount eligibility (multi-policy, good driver, student, safety features, etc.)

Understanding these factors helps you compare quotes more effectively and find ways to reduce cost.

Typical price ranges for a 2017 Honda Civic

Before this list, here is a quick overview of common ranges you may encounter when quoting a 2017 Civic across the United States.

• Full-coverage policy (liability, collision, and comprehensive): roughly $1,000 to $1,800 per year, depending on location and profile.


• Liability-only policy (no collision or comprehensive): roughly $400 to $900 per year in many states.


• High-risk profiles (young drivers, recent tickets or accidents): often $2,000+ per year for full coverage.


• Senior drivers (age 65+), with clean records in low-risk areas: typically around $900 to $1,400 per year.

Prices above are indicative ranges. The exact quote will depend on your personal data and the insurer’s underwriting guidelines.

Ways to save on 2017 Honda Civic insurance

Simple steps can lower the premium without compromising coverage.

• Raise your deductibles to reduce premium, if you can afford the higher out-of-pocket when you file a claim.


• Shop and compare quotes from multiple insurers.


• Bundle auto with home or renters policies to unlock discounts.


• Maintain a clean driving record and avoid multiple small claims.


• Ask about discounts for safety features (airbags, anti-theft systems, telematics programs).


• Consider reducing annual mileage or adjusting your usage.

Consulting with an agent can help tailor these strategies to your situation.

What to ask when getting a quote

When you request quotes, ask about specific terms to ensure apples-to-apples comparisons.

• What are the deductible options for collision and comprehensive coverage?


• What are the exact coverage limits for bodily injury and property damage?


• Which discounts are available for your situation?


• How does your credit score or driving history impact premiums?


• Is accident forgiveness or new car replacement included or available as an add-on?

Having clear answers helps you pick a policy that fits both your budget and protection needs.

Summary

Insurance costs for a 2017 Honda Civic vary widely but tend to be competitive due to the car’s safety ratings and reasonable repair costs. Your best approach is to shop around, compare full quotes, and consider how changing deductibles, limits, or bundling can affect the bottom line. By understanding the main cost drivers and applying available discounts, you can find a policy that balances protection with price.

Is a Honda Civic cheap to insure?

This reliable vehicle is relatively inexpensive to run and insure. Honda Civic models range from insurance groups 5 to 43, so the cost of insurance can vary significantly depending on which model you have.

How expensive is it to insure a Honda Civic?

How much does Honda Civic insurance cost by state?

Is $200 a month expensive for car insurance?

Take California, for example. The average cost of a full-coverage auto insurance policy is $251 per month, based on our data. That's not too surprising given the state's high cost of living, dense traffic, increased risk of accidents and theft, and high risk of wildfires.

How much should I pay for a 2017 Honda Civic?

2017 Honda Civic Pricing